Payment Reductions

Payment Reduction and Bankruptcy

At Nevada Debt Solutions (a division of Harris Schwartz Lawyers ) in Las Vegas, we are bankruptcy lawyers. Our clients are decent people who are trapped in financial binds, and it is our job to help them get through difficult periods in their lives. If you are unable to make payments on your debts, bankruptcy may be the right step for you. However, there may be alternatives. If you would like to speak to an attorney about your situation, please contact our office to arrange a consultation.

Payment reductions: Chapter 13 debt consolidation

If you make a decent wage, but are not able to make your monthly payments, you may be eligible for a Chapter 13 bankruptcy. During Chapter 13 proceedings, the court may order, or your creditors may agree to, payment reductions, so that you are able to pay off your debts within three to five years.

Payment reduction: an alternative to bankruptcy

If you are trapped under the weight of the growing interest rate on your adjustable-rate mortgage or your credit card bill, our attorney may be able to negotiate a non-bankruptcy workout or extension of your debt. An agreement may extend the term of a loan, reducing the size of payment, or may actually reduce the amount owed.

There may be a way for you to keep your house, keep your car, and stop creditor harassment. As bankruptcy lawyers, we will consider all options and recommend suitable alternatives.

Strong Bankruptcy Representation, by an Attorney, at a Fair Price: Call 702.880.Debt

At Nevada Debt Solutions in Las Vegas, you will have access to your attorney, pay reasonable fees and begin to rebuild your life. We provide solutions for your financial challenges.

We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.